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Friday, December 17, 2010

I need a UK credit card

Do you need a Uk credit card? Why would you want one?

Choosing an UK credit card is no different from the other types of choosing a credit card. Just start by searching online for the Uk credit card, then select some credit cards from the trusted banks or companies (I say companies because there are some financial companies and not-banks out there that offer credit cards, or credit). Now that you have a wide range to choose from and an idea of how a UK credit card should look like, you need to check all the options of every credit card.
Check list: when, where and how can you use it, what fees, the limit of the credit, the payment fees, bonuses, special offers, APR, annual fees, and recheck them if you need too for each and every credit card that you chose in order to decide. After you compare every one of them with the other, you need to take the one that offers the most advantages, and of course that it suits you best. This time around you realize what you will be doing with it without affecting your budget too much.
Now choose one, and then complete the form online. Before you even consider the form, take a look around on the net for the list of bank's fees for the bank account, and maybe call the bank if you are not sure about all the details.
Fill out the form, send it, submit it if you must, then wait for the bank to get in touch with you, by phone, by email, or even by mail.
The fact is that everybody id living a trend right now, yes you guessed it: plastic money, bank accounts, eBay, PayPal, moneybookers and other types of accounts. Everybody wants some accounts if they want to move some money, besides in their pockets. It is not easy I tell you. It's easy to get a credit card, a bank account and so on, but many owe money in credit card debt. The main reason is that is convenient, and it's a very good thing, but if your lacking some education about using it, you can get in a real trouble with money, filling the bank's pockets with your hard earned cash.
So in order to inform yourself and learn to take care with you credit card, you must consider reading guides and financial advices, even stories, like this site for example: http://www.creditandrefinance.com/ which wants to protect you against these two-faced bankers.

List of UK credit cards,

1. Marble credit cards - 52 interest free credit, 0% balance transfers for 1st 6 months, 14.9% APR. You may choose how the credit card should look. Very safe and secure credit card system.

2. Virgin Card - 0% APR on balance transfers, 15.9% APR on card purchases, no annual fees, 24 hour help line, as a bonus, exclusive pass to online membership with tons of money-off deals.


3. Egg Card - free purchase in transit protection for items. Pay for all or for a part of your fare with this and also gain benefit of a personal travel accident insurance. 10% discount on home and travel insurance policies, when used in UK.

4. GM platinum card - 14.9 APR, 0% per an on balances transfers and purchases for 5 month, plus online account management. Bonus 100 free Rebate Points at first time use.

So, each has it's own reward system , which is fun and all that, but please choose the one that is right for you.

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