Refinance with no income

Well, refinancing with no income is a little complicated. I mean you have a credit, right? and you want to refinance, but you are left without an income. Depending on the banks, some of them will want to you to prove your worth first before accepting giving you a refinance. They will want to know how and with what money are you going to pay the monthly rate, and then the bank will ask for endorsers and/or other mortgages. You see, this way the bank has a cover in case you don't pay up the refinance loan, it will get it back from your endorsers or you, by selling your goods and/or your house, or even the endorser's house. But some banks will not even consider giving you a refinance with no income that you can prove. You could have a better chance of getting a "refinance" with a loan shark, but the consequences are more dramatic if you risk that. Refinance without an income remains a dream for many.