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Thursday, December 16, 2010

Refinance more credits or loans ...

Yes, I have heard the news. Some banks offer the possibility to refinance more than one bank loan. This is good because at the present time there are some good refinance offers with lower payment rates and interests. Just think about it. You could pay for your three or four loans with only one monthly rate at one bank, so this is convenience. How about paying a lower rate. Yes is true. Since interest is lower than
the initial interest of the loan/loans, so is the APR. This means in lower payment rates. And you can always negotiate. This translates in 100$ or more, less in payment rates, which can give you some breathing air you need.
Take on the advice that www.creditandrefinance.com gives you: Always negotiate. In these times, the bank are desperate enough.  

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